How to apply Bank of India (BoI) credit card | Bank of India ka Credit card kese apply kare

Benefits of credit card:

• Its a easy way to pay without carrying cash.
• It also builds your credit history which increases your credit limit and so the max amount you can borrow.
• You gets reward points for every thing you buy and which further can be exchanges for discount, shopping or even cash.
• It is the the easiest way to borrow money in case of emergency.
• It is without a dount best way for online shoping because it has enchanced fraud and dispute protection

About Bank of India credit card

Bank of India also known as BoB is one of the largest public bank in india. It is trustworthy and provide a lot of financial servies to public.
One of them is credit card. You can have BoB credit card with or without bank account in BoB.

Types of Credit Card BoI provides:

• Rupay Platinum international Credit Card
• Rupay select Credit Card
• Rupay Swadhan Credit Card
• Visa Platinum international Credit Card
• Visa Gold Internatinal Credit Card
• Master Platinum Credit Card

Requirements to apply Credit Card

• Good Credit Score: It requires a good credit score of 650 or higher.
  Click here to check your credit score for free


• Proof of Income: Employment details or a fix and stable income source to ensure that you can pay the installments.


• Personal Identification: Valid ID card like Adhaar Card, a driver's license or passport.


• PAN (Pemanenet account number) card.


• Residential Proof: Verification of address through bills or lease agreements.

How to apply for Bank of India (BoI) Credit Card

• First go to Bank of India official site.
  Click Here
• Choose the credit card you require out of all the options.
• Click on apply now.
• Fill you details and verify your mobile number.
• E-sign your application, remember to read terms and conditions first.
• Submit your documents
• Complete online or offline KYC
• And done. You will be notified about your application status within 48 hours.
• Keep that in mind that the credit limit will depends upon the your credit score, so it may vary from person to person.

Benefits of Banking with Bank of India

1. Branches Everywhere: Bank of India has lots of branches all over India, so it's easy for you to find one nearby.
2. Many Types of Accounts: They offer different kinds of accounts like savings, current, loans, credit cards, insurance, and ways to invest your money.
3. Banking on Phone and Internet: You can do your banking online or on your phone, which is really handy. You can check your balance, pay bills, and transfer money easily.
4. They'll Help You: If you have any questions or problems, Bank of India has people who can help you out. They try to make sure you're happy with their service.
5. Good Deals on Money: They give you good rates on things like savings accounts and loans, which means you can make more money or pay less interest.
6. Government Schemes: They take part in government schemes like Jan Dhan Yojana and Mudra Yojana, which can help you get financial support from the government.
7. Send Money Abroad: If you need to send money to someone in another country, Bank of India can help you do that easily.
8. Keep Your Money Safe: They have strong security measures to protect your money, so you don't need to worry about someone stealing it.
9. Learn About Money: They teach you about banking and money through programs and events, so you can understand better how to manage your finances.
10. Helping the Community: Bank of India does good things for society like helping with education, healthcare, and environmental issues. So when you bank with them, you're also supporting these good causes.