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How to apply Bank of Baroda credit card

Firstly, what is a credit card? A credit card is a tool of feature which allows us to borrow money from banks or financial institutes, which we can pay later within a month without any interest. Well as long we use it within limit and Pay monthly we do not have to pay any fees or interest on any pay for service expenses.

bank of baroda

Benefits of credit card:

  • Its a easy way to pay without carrying cash.
  • It also builds your credit history which increases your credit limit and so the max amount you can borrow.
  • You get reward points for every thing you buy and which further can be exchanges for discount, shopping or even cash.
  • It is the easiest way to borrow money in case of emergency.
  • It is without a doubt best way for online shoping because it has enhanced fraud and dispute protection

About Bank of Baroda credit card

bank of baroda

Bank of Baroda also known as BoB is one of the largest public bank in india. It is trustworthy and provide a lot of financial servies to public.
One of them is credit card. You can have BoB credit card with or without bank account in BoB.

    Types of Credit Card BoB provides:

  • Standard Credit Card
  • Co branded Credit Card
  • Premium Credit Card
  • Travel Credit Card
  • Fuel Credit Card
  • Student Credit Card
  • Business Credit Card

Requirements to apply Credit Card

  • Good Credit Score: It requires a good credit score of 650 or higher.
    Click here to check your credit score for free

  • Proof of Income: Employment details or a fix and stable income source to ensure that you can pay the installments.

  • Personal Identification: Valid ID card like Aadhaar Card, a driver's license or passport.

  • PAN (Pemanent account number) card.

  • Residential Proof: Verification of address through bills or lease agreements.

How to apply for Bank of baroda (BoB) Credit Card

  • First go to bank of baroda official site.
    Click Here
  • Choose the credit card you require out of all the options.
  • Click on apply now.
  • Fill you details and verify your mobile number.
  • E-sign your application, remember to read terms and conditions first.
  • Submit your documents
  • Complete online or offline KYC
  • And done. You will be notified about your application status within 48 hours.
  • Keep that in mind that the credit limit will depend upon your credit score, so it may vary from person to person.